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Credit Officer, Kabba, Kogi State

Entourage Integrated Trust Limited • Kogi
Posted: 19 October 2026Deadline: 2 November 2026

📋 Requirements

  • •Proven work experience as a credit officer, loan officer, or similar role Hands-on experience with lending procedures and products Ability to create and process financial spreadsheets Strong analytical skills Excellent communication and interpersonal skills Customer service experience NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field

📝 Description

  • •Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios.
  • •To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
  • •Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.
  • •RESPONSIBILITIES
  • •Review loan requests
  • •Assess clients’ financial status
  • •Evaluate creditworthiness and risks
  • •Contact clients to gather financial data and documentation
  • •Analyse risks and approve or reject loan requests
  • •Set up payment plans
  • •Maintain updated records of loan applications
  • •Follow up with clients about loan renewals
  • •Monitor progress of existing loans
  • •Daily & weekly repayment collection
  • •REQUIREMENTS AND SKILLS
  • •Proven work experience as a credit officer, loan officer, or similar role
  • •Hands-on experience with lending procedures and products
  • •Ability to create and process financial spreadsheets
  • •Strong analytical skills
  • •Excellent communication and interpersonal skills
  • •Customer service experience
  • •NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field
  • •BENEFITS:
  • •Starting Salary: 112,000
  • •Monthly incentive
  • •Pension
  • •Bi-annual Profit Sharing
  • •HMO
  • •Flexible working hours: 11 am – 6 pm
  • •Yearly appraisal
  • •Salary review based on performance